Farmers and Merchants Mutual Fire Insurance Company
100 4th Street | Calumet, Michigan 49913
Toll Free: 800.221.4261    Phone: 906.337.3512     Fax: 906.337.0620
 

 
HOMEOWNERS

This "package" form of insurance includes coverage for your owner-occupied home and related private structures, personal belongings, and extra living expenses you might incur as a result of a covered loss. Many causes of loss are covered, such as fire, lightning, smoke, explosion, wind-storm or hail, vandalism, and theft. You also get the peace of mind that comes with knowing that you have protection for personal liability claims and defense costs-so important in today's society.

MOBILE HOME OWNERS

Mobile-Homeowners insurance furnishes coverage for your owner occupied mobile home, related private structures, personal belongings, and extra living expenses you might incur as a result of a covered loss. Covered causes are similar to those shown above for Homeowners. Personal liability coverage is also provided.

DWELLING FIRE

This is what people think of as "basic fire insurance". It may be used to insure owner or tenant occupied dwellings (including mobile homes), related private structures, and personal property for causes of loss like fire or lightning, windstorm or hail, and vandalism. Liability coverage is optional.

FARM FIRE

This type of "basic fire insurance" is designed to cover farm dwellings and household personal property, farm personal property (like livestock and equipment). Covered loss may include fire or lightning, windstorm or hail, and vandalism. Liability coverage is optional.

COMMERCIAL PROPERTIES

Commercial Properties is "basic fire insurance" for light commercial occupancies. Contact your local agent for details on eligibility.

INLAND MARINE

Our Inland Marine coverage may be used to insure items for which coverage is limited or excluded under other types of insurance, for a broad range of perils. Many optional coverage's and customizations are available under these programs. This information is intended only as a brief summary and is NOT an actual contract. Always refer to policy declarations and forms for complete facts on coverage, restrictions, exclusions, and limitations.

If you would like more information on any of our coverages, please feel free to contact your local agent.
 
 
   

Need a quote? To find an independent Farmers & Merchants agent nearest you in Upper Michigan, click the respective county from the list below:

   
ALGER KEWEENAW
BARAGA LUCE
CHIPPEWA MACKINAC
DELTA MARQUETTE
DICKINSON MENOMINEE
GOGEBIC ONTONAGON
HOUGHTON SCHOOLCRAFT
IRON  
   
 

FSR for Farmers & Merchants Mutual Fire Ins. Co.

 

HOME | OUR COMPANY | INSURANCE PRODUCTS | AGENCY LOCATOR | AGENTS ONLY | LINKS | MAKE A PAYMENT | CONTACT