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HOMEOWNERS
This "package" form of insurance
includes coverage for your
owner-occupied home and related
private structures, personal
belongings, and extra living
expenses you might incur as a result
of a covered loss. Many causes of
loss are covered, such as fire,
lightning, smoke, explosion,
wind-storm or hail, vandalism, and
theft. You also get the peace of
mind that comes with knowing that
you have protection for personal
liability claims and defense
costs-so important in today's
society.
MOBILE HOME OWNERS
Mobile-Homeowners insurance
furnishes coverage for your owner
occupied mobile home, related
private structures, personal
belongings, and extra living
expenses you might incur as a result
of a covered loss. Covered causes
are similar to those shown above for
Homeowners. Personal liability
coverage is also provided.
DWELLING FIRE
This is what people think of as
"basic fire insurance". It may be
used to insure owner or tenant
occupied dwellings (including mobile
homes), related private structures,
and personal property for causes of
loss like fire or lightning,
windstorm or hail, and vandalism.
Liability coverage is optional.
FARM FIRE
This type of "basic fire insurance"
is designed to cover farm dwellings
and household personal property,
farm personal property (like
livestock and equipment). Covered
loss may include fire or lightning,
windstorm or hail, and vandalism.
Liability coverage is optional.
COMMERCIAL PROPERTIES
Commercial Properties is "basic fire
insurance" for light commercial
occupancies. Contact your local
agent for details on eligibility.
INLAND MARINE
Our Inland Marine coverage may be
used to insure items for which
coverage is limited or excluded
under other types of insurance, for
a broad range of perils. Many
optional coverage's and
customizations are available under
these programs. This information is
intended only as a brief summary and
is NOT an actual contract. Always
refer to policy declarations and
forms for complete facts on
coverage, restrictions, exclusions,
and limitations.
If you would like more information
on any of our coverages, please feel
free to contact your local agent. |
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