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 Farmers and Merchants Mutual Fire Insurance 100 4th St Calumet, MI 49913 906-337-3512
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Below you'll find some basic information on the types of insurance that we offer here at Farmers & Merchants. If you have any questions, please contact us or one of your local agents. Agents near you can be found through our Agency Locator |
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HOMEOWNERS This "package" form of insurance includes coverage for your owner-occupied home and related private structures, personal belongings, and extra living expenses you might incur as a result of a covered loss. Many causes of loss are covered, such as fire, lightning, smoke, explosion, wind-storm or hail, vandalism, and theft. You also get the peace of mind that comes with knowing that you have protection for personal liability claims and defense costs-so important in today's society. |
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MOBILE HOME OWNERS Mobile-Homeowners insurance furnishes coverage for your owner occupied mobile home, related private structures, personal belongings, and extra living expenses you might incur as a result of a covered loss. Covered causes are similar to those shown above for Homeowners. Personal liability coverage is also provided |
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DWELLING FIRE This is what people think of as "basic fire insurance". It may be used to insure owner or tenant occupied dwellings (including mobile homes), related private structures, and personal property for causes of loss like fire or lightning, windstorm or hail, and vandalism. Liability coverage is optional. |
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FARM FIRE This type of "basic fire insurance" is designed to cover farm dwellings and household personal property, farm personal property (like livestock and equipment). Covered loss may include fire or lightning, windstorm or hail, and vandalism. Liability coverage is optional. |
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COMMERCIAL PROPERTY Commercial Properties is "basic fire insurance" for light commercial occupancies. Contact your local agent for details on eligibility |
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INLAND MARINE Our Inland Marine coverage may be used to insure items for which coverage is limited or excluded under other types of insurance, for a broad range of perils. Many optional coverage's and customizations are available under these programs. This information is intended only as a brief summary and is NOT an actual contract. Always refer to policy declarations and forms for complete facts on coverage, restrictions, exclusions, and limitations. |
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